Four enemies to a secure retirement for Boomers...A moderate-risk global investing solution for Boomers

PRNewswire/ -- Dr. Martin D. Weiss, a best-selling author and president of the investment research firm Weiss Research, Inc., is introducing a moderate-risk, global investing solution for America's 78 million baby boomers in order to combat four looming retirement enemies:

  * The pension fund crisis, likely to deprive retiring Americans from as  much as

 $1.5 trillion in pensions and post-retirement benefits;

  * The Medicare crisis, likely to fall short by an estimated $32.1 trillion;

  * The decline in the U.S. dollar, reducing the buying power of all Americans, and

    * The decline in the U.S. housing market, threatening to cut into the home equity that millions are counting on as a financial cushion.

 

In remarks before The World Money Show in Orlando, Weiss stresses the following steps:

  * For every dollar you plan to use for gift-giving during the year, set aside one dollar to save in your self-directed retirement account.

 

  * Create two nest-eggs - one strictly to guarantee a basic income, the other designed to throw off the extra cash you need to enjoy your golden years.

 

  * Place your first nest egg mostly in investments that are short term, liquid and fully guaranteed, such as Treasury bills or a Treasury-only money market fund.

 

  * Dedicate a good portion of your second nest-egg to large, well-established, dividend-paying foreign investments, now readily available to U.S. investors.
 

These provide three powerful factors that can boost your total return to 15% or more per year:

  * Better dividend yields than most of their U.S. counterparts, often 5%

    per year or more.

 

  * The rising value of their currency, expected to continue boosting the

    return of U.S. investors by another 5% or more per year.

 

  * The rising price of the stocks themselves, which has easily exceeded 5%

    per year.

 

Weiss, who is editor of the daily MoneyandMarkets.com and the monthly Safe Money Report, warns that this strategy is not risk-free and, like any investment strategy, needs to be monitored periodically. But he stresses that, with the four looming enemies to your retirement, it is more prudent to diversify globally than to keep all or almost all your investments strictly in U.S. investments.